📰 Featured in The Hill: Freeze by Default – A Smarter Way to Fight Credit Fraud
We’re proud to share that Fortiva IT’s own Daniel Hoffman, CISSP, has been published in The Hill with a forward-thinking op-ed:
🔗 Freeze by default can help fight credit fraud
In the article, Daniel explores a critical question for today’s data-driven economy:
Why should credit files be open by default when identity theft is at an all-time high?
Instead of expecting consumers to navigate freeze/unfreeze tools after a breach, this policy would shift the burden to credit bureaus—requiring them to get explicit consent before any new credit is opened.
🧊 The “Freeze by Default” Approach:
- Prevents synthetic identity fraud before it starts
- Protects minors and vulnerable populations by default
- Rebalances consumer control over personal credit data
- Aligns with global trends in privacy-first frameworks
We believe this idea supports broader cybersecurity principles—least privilege, default deny, and risk-based access—applied to the financial world.
📣 Take a moment to read the full article and join the conversation.
Have you frozen your credit yet?